Restore Comfort Today, Stress-Free.
Explore More
Don’t let the costs of HVAC repairs hold you back. With our flexible financing plans, you can fix or upgrade your system today without breaking the bank.
Get premium HVAC care today.
Pay comfortably over time.
Fast Approvals
Check your eligibility online through Hearth’s secure portal without affecting your score.
Flexible Terms
Choose from multiple loan options with fixed monthly payments.
No Penalties
Maintain absolute control over your loan. Pay off your remaining financing balance early at any time without facing a single penalty fee.
At Spoor’s Heating & Air Conditioning, we’ve partnered with Hearth to provide flexible HVAC financing to all our customers who qualify. Don’t let upfront repair or replacement costs keep you from restoring safety and absolute comfort to your home or business.
Your comfort shouldn’t wait
for a better budget.
Fast Funding
Get loan amounts up to $100,000 to cover everything from minor repairs to full multi-zone system installations.
Funding within 1–3 days
Loan amounts up to $100,000
Affordable Monthly Payment
Keep your household finances balanced. Hearth matches you with manageable, fixed-rate payment options.
Affordable monthly payment options
Tailored rates for qualified buyers
0 Penalties, 0 Collateral
Protect your assets and maintain absolute freedom over your account. Borrow safely without tying up your property, and pay off your balance early.
No prepayment penalties
No home equity required